Skip to content

Auto Loan Refinance Checklist

There are many good reasons to refinance your auto loan. Review our auto loan refinance checklist to help determine if it’s right for you.

Has your credit score improved?

If your current rate is based on a previous lower credit score, refinancing at a better rate could save you money.

Have interest rates improved?

If the current interest rate is a significant improvement over the rate you’re paying, it may be time to consider refinancing.

Do you need to lower your monthly payments?

If a change in your financial situation means lowering your monthly payment is in your best interest, you could consider auto refinancing. If rates have dropped and you qualify, or you’re able to extend the terms of your loan, refinancing could make it easier to meet your financial obligations.

What documents do I need to refinance my auto loan?

You’ll need proof of employment, proof of residence and proof of insurance. We also will need information related to your vehicle – year, make and model, current mileage and VIN. (All of this information is on your vehicle registration card.) You’ll also need your current loan payoff amount and the remaining term (length of the loan). We’ll do a credit check to verify your credit score.

APPLY NOW

 

Our Locations

Carrollton Office

Carrollton Office

See All Locations
East Canton Office

East Canton Office

See All Locations
Hanoverton Office

Hanoverton Office

See All Locations
Wooster Business Lending Office

Wooster Business Lending Office

See All Locations
Minerva Office

Minerva Office

See All Locations
Lisbon Office

Lisbon Office

See All Locations
Fairlawn Office

Fairlawn Office

See All Locations
Brewster Office

Brewster Office

See All Locations
Malvern Office

Malvern Office

See All Locations
Bergholz Office

Bergholz Office

See All Locations
Alliance Office

Alliance Office

See All Locations
Salem Office

Salem Office

See All Locations
Jackson-Belden Office

Jackson-Belden Office

See All Locations
Louisville Office

Louisville Office

See All Locations
Hartville Office

Hartville Office

See All Locations
Waynesburg Office

Waynesburg Office

See All Locations