Rates.png

Rates

Competitive Interest Rates. Growth Products. Earn on every dollar. Achieve your financial goals with superior products that offer great rates with low minimum balances. These interest rates and APYs are effective today only and are subject to change daily

APY = Annual Percentage Yield. Fees may reduce earnings.

Brilliant High Yield Checking

Balance Minimum Opening Deposit Interest Rate APY
$0.01 to $10,000 $50 1.98% 2.00%
$10,000.01+ $50 0.02% 0.02%

Vivid Interest Checking

Balance Minimum Opening Deposit Interest Rate APY
$0 to $2,499.99 $50 0.02% 0.02%
$2,500 to $4,999.99 $50 0.02% 0.02%
$5,000 to $24,999.99 $50 0.02% 0.02%
$25,000 to $49,999.99 $50 0.02% 0.02%
$50,000+ $50 0.02% 0.02%

Dimes to Dollars Savings

Balance Minimum Opening Deposit Interest Rate APY
$0.01 to $999.99 $50 4.91% 5.0%
$1,000+ $50 0.03% 0.03%

Personal Savings

Balance Minimum Opening Deposit Interest Rate APY
$0.01 to $249,999.99 $50 0.03% 0.03%
$250,000+ $50 0.05% 0.05%

Other Personal Savings

Account Minimum Opening Deposit Interest Rate APY
Specialty Savings $1 0.03% 0.03%
Youth Savings $1 0.03% 0.03%
Individual Retirement Account (IRA) $100 0.03% 0.03%

Personal Money Market Account

Balance Minimum Opening Deposit Interest Rate APY
$0 to $1,499.99 $100 0.05% 0.05%
$1,500 to $9,999.99 $100 0.05% 0.05%
$10,000 to $24,999.99 $100 0.05% 0.05%
$25,000 to $49,999.99 $100 0.10% 0.10%
$50,000 to $99,999.99 $100 0.10% 0.10%
$100,000+ $100 0.10% 0.10%

Certificates of Deposit (CDs)

TermMinimum Opening DepositInterest RateAPY
3 Month $1,000.00 0.03% 0.03%
4 Month $1,000.00 0.03% 0.03%
6 Month $1,000.00 0.05% 0.05%
7 Month $1,000.00 0.05% 0.05%
8 Month $1,000.00 0.05% 0.05%
9 Month $1,000.00 0.05% 0.05%
11 Month $1,000.00 0.05% 0.05%
12 Month $1,000.00 0.05% 0.05%
13 Month $1,000.00 0.05% 0.05%
14 Month $1,000.00 0.10% 0.10%
15 Month $1,000.00 0.30% 0.30%
17 Month $1,000.00 0.10% 0.10%
18 Month $1,000.00 0.10% 0.10%
20 Month $1,000.00 0.10% 0.10%
24 Month $1,000.00 0.15% 0.15%
25 Month $1,000.00 0.40% 0.40%
30 Month $1,000.00 0.15% 0.15%
36 Month $1,000.00 0.90% 0.90%
40 Month $1,000.00 0.15% 0.15%
48 Month $1,000.00 1.14% 1.15%
60 Month $1,000.00 1.34% 1.35%
72 Month $1,000.00 1.39% 1.40%

Service fees or penalties charged against the account may reduce earnings. Penalty for early withdrawal.

Please call  (800) 948-1262 for information about public fund deposits.

Health Savings Account

Balance Minimum Opening Deposit Interest Rate APY
$0.01 to $2,499.99 $50 0.15% 0.15%
$2,500 to $9,999.99 $50 0.30% 0.30%
$10,000+ $50 0.40% 0.40%

Business Complete Checking

Balance Minimum Opening Deposit Interest Rate APY
$0 to $2,499.99 $100 0.02% 0.02%
$2,500 to $9,999.99 $100 0.02% 0.02%
$10,000 to $49,999.99 $100 0.02% 0.02%
$50,000 to $99,999.99 $100 0.02% 0.02%
$100,000+ $100 0.02% 0.02%

Business Savings

Balance Minimum Opening Deposit Interest Rate APY
$0.01 to $249,999.99 $50 0.03% 0.03%
$250,000+ $50 0.05% 0.05%

Business Money Market Account

Balance Minimum Opening Deposit Interest Rate APY
$0 to $999.99 $100 0.05% 0.05%
$1,000 to $9,999.99 $100 0.05% 0.05%
$10,000 to $24,999.99 $100 0.05% 0.05%
$25,000 to $49,999.99 $100 0.10% 0.10%
$50,000 to $99,999.99 $100 0.10% 0.10%
$100,000+ $100 0.10% 0.10%