President's Message

Lober 2015lr At Consumers National Bank, we operate under a community-based banking model to provide  fast, personalized services, especially in areas left underserved by large regional banks. Whether our customer is walking into a branch or accessing the bank online, our goal is to fulfill customer needs through exceptional service. By investing in the communities we serve, we help businesses grow and families prosper.

Consumers National Bank values our staff and leads employee development, encouraging continuing education, and offering opportunities for advancement within the company. When a customer enters one of our branches or interacts with a Consumers National Bank associate, it is our goal to have them handled by professionals who possess the skills to exceed that customer's expectations while attending to their financial needs.

The bank continues to look for better and more efficient ways to operate, safeguard customer information, and provide flawless service to our customers. Although we recognize that we cannot be everything to everyone, today's technology, coupled with the experience and commitment of our employees, allows us to offer competitive financial services that meet the needs of a broad range of customers—from businesses to individuals.

Consumers National Bank works for controlled, steady growth in markets similar to those we currently serve both geographically and demographically. We will look for opportunities to grow the bank by enhancing core product offerings and adding services outside traditional bank offerings. We strive to provide our customers with accessibility to their banking through personal contact and state-of-the-art technology.

Ralph J. Lober, II
President & CEO