Rates

Competitive Interest Rates. Growth Products. Earn on every dollar.

Achieve your financial goals with superior products that offer great rates with low minimum balances.

These interest rates and APYs are effective today only and are subject to change daily.

Certificates of Deposit

AccountMinimum Opening DepositInterest Rate*APY
3 Month$1,000.000.03%0.03%
4 Month$1,000.000.03%0.03%
6 Month$1,000.000.05%0.05%
7 Month$1,000.000.05%0.05%
8 Month$1,000.000.05%0.05%
9 Month$1,000.000.05%0.05%
11 Month$1,000.000.05%0.05%
12 Month$1,000.000.05%0.05%
13 Month$1,000.000.05% 0.05%
14 Month$1,000.000.10%0.10%
15 Month$1,000.000.30%0.30%
17 Month$1,000.000.10%0.10%
18 Month$1,000.000.10%0.10%
20 Month$1,000.000.10%0.10%
24 Month$1,000.000.15%0.15%
25 Month$1,000.000.15%0.15%
30 Month$1,000.000.70%0.70%
36 Month$1,000.001.00%1.01%
40 Month$1,000.000.15%0.15%
48 Month$1,000.001.09%1.10%
60 Month$1,000.001.29%1.30%
72 Month$1,000.001.49%1.50%

*APY is Annual Percentage Yield. Service fees or penalties charged against the account may reduce earnings.

Please call for information about public fund deposits.

Member FDIC.

Savings

AccountMinimum Opening DepositInterest Rate*APY
Dimes To Dollars (Blended)
$0.01 to $999.99 $50 4.91% 5.0%
$1,000 & over $50 0.03%0.03%
Holiday Savings Club$1.000.03%0.03%
Youth Statement Savings$1.000.03%0.03%
Personal Savings
$0.01 to $249,999.99$50.000.03%0.03%
$250,000 & over$50.000.05%0.05%
Individual Retirement Account (IRA)$100.000.03%0.03%
Business Savings
$0.01 to $249,999.99$50.000.03%0.03%
$250,000 & over$50.000.05%0.05%
Health Savings (Tiered)
$0.00 - $2,499.99$50.000.15%0.15%
$2,500.00 - $9,999.99$50.000.30%0.30%
$10,000 & over$50.000.40%0.40%

*APY is Annual Percentage Yield. Service fees or penalties charged against the account may reduce earnings.

Member FDIC.

Business Checking

AccountsMinimum Opening DepositInterest Rate*APY
IOLTA NOW$100.000.25%0.25%
Sweep Repurchase Agreement (Tiered)
$0.00 - $24,999.99$100.000.10%0.10%
$25,000.00 - $49,999.99$100.000.15%0.15%
$50,000.00 - $199,999.99$100.000.20%0.20%
$200,000.00 & over$100.000.25%0.25%
Business Maximum Asset Tiered MMDA
$0.00 - $999.99$100.000.05%0.05%
$1,000 - $9,999.99$100.000.05%0.05%
$10,000 - $24,999.99$100.000.05%0.05%
$25,000 - $49,999.99$100.000.10%0.10%
$50,000 - $99,999.99$100.000.10%0.10%
$100,000.00 & over$100.000.10%0.10%
Business Plus Interest Checking
$0.00 - $2,499.99$100.000.02%0.02%
$2,500 - $9,999.99$100.000.02%0.02%
$10,000 - $49,999.99$100.000.02%0.02%
$50,000 - $99,999.99$100.000.02%0.02%
$100,000 & over$100.000.02%0.02%

*APY is Annual Percentage Yield. Service fees or penalties charged against the account may reduce earnings.

Member FDIC.

Personal Checking

AccountsMinimum Opening DepositInterest Rate*APY
Brilliant High Yield Checking (Blended)
$0.01 to $10,000 $50.001.98% 2.00%
$10,000.01 & over $50.000.02%0.02%
Vivid Interest Checking (Tiered)
$0.00 - $2,499.99$50.000.02%0.02%
$2,500.00 - $4,999.99$50.000.02%0.02%
$5,000.00 - $9,999.99$50.000.02%0.02%
$10,000.00 - $49,999.99$50.000.02%0.02%
$50,000.00 & over$50.000.02%0.02%
Consumer Maximum Tiered MMDA
$0.00 - $1,499.99$50.000.05%0.05%
$1,500 - $9,999.99$50.000.05%0.05%
$10,000 - $24,999.99$50.000.05%0.05%
$25,000 - $49,999.99$50.000.10%0.10%
$50,000 - $99,999.99$50.000.10%0.10%
$100,000.00 & over$50.000.10%0.10%

*APY is Annual Percentage Yield. Service fees or penalties charged against the account may reduce earnings.

Member FDIC.