USDA Home Loans

With fixed interest on 30-year terms, USDA Rural Housing loans offer first-time homebuyers and people who meet other qualification criteria the perfect opportunity to own a home.

Make the dream of homeownership a reality — take advantage of 100% financing, flexible credit guidelines, and no predetermined maximum purchase price limitations. Plus, everything is handled through Consumers National Bank by knowledgeable, friendly loan advisors you know and can trust.


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USDA Home Loans
Summary
  • Fixed 30-year interest rates
  • 100% financing - no down payment is required
  • Not limited to first-time homebuyers
  • No Private Mortgage Insurance (PMI) necessary
  • Flexible credit guidelines (non-traditional credit histories may be accepted)
  • Fixed 30-year interest rates apply
  • No maximum purchase price
  • Eligible property types include:
  • Existing homes
  • New construction
  • Modular homes
  • Planned Unit Developments (PUD's)
  • Eligible condominiums
  • New manufactured homes
  • Gift/Grant Funds/Mortgage Credit Certificates (MCC's)/Seller Concessions are allowed
  • Knowledgeable advisors
  • Personal service
  • Easy to apply
  • A USDA loan may be right for you if:
  • You live in a rural or suburban area
  • Your household income does not exceed the limit assigned to your area

Eligibility

Visit USDA.gov to determine if your property is eligible.