Get the money you need to make your home your own.

Make home repairs, and have the funds you need to do it -- our HELOC can help you finance your next improvement project.

You can also put the funds toward just about anything else. And once you're approved, there's no need to reapply. Just convenient access to the funds you need, when you need them.

The current Annual Percentage Rate (APR) of 3.99% is based on the Wall Street Journal prime rate (3.25% as of November 1, 2014) plus 0.74%. This APR varies with the Wall Street Journal prime rate. Your rate and corresponding APR may be higher than the advertised rate. Your rate will never be higher than 18%. Your loan request is subject to credit approval. Talk to a Consumers National Bank representative for details! Lines of credit are available only on owner occupied homes. Property insurance is required and flood insurance may be required. There is a $50 annual fee, which is waived the first year. There is an early termination fee of 2% of the line amount or a maximum of $500.00, if the line is paid off and closed within the first 36 months. Interest only payment during initial draw period.

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  • Use it for anything
  • Loan secured by primary residence
  • Access funds easily
  • Interest charged only on the principal amount used
  • Pay it back and use it again
  • Rate based on Wall Street Journal Prime Rate +0.74%
  • Draw period limited to 10 years
  • No annual fee first year
  • No documentation fees
  • Interest only payment during initial draw period
  • Borrowers must meet certain credit standards to qualify.