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Business FREE Checking
Business Access Checking
Business NOW Checking
Premier Business Checking
Business Maximum Asset Tiered Money Market
Business Check Card
Business Statement Savings Account
Business SEP IRA's
Business Visa Credit Card

Free Business Checking for all business types with low volume of transactions (less than 150 non-electronic items per statement period); non-interest bearing; accessed by check or ATM card

FEATURES

• FREE from minimum balance requirements
• FREE from monthly service charges
• FREE Business Check Card
• FREE ATM transactions at all CNB locations
• Two (2) FREE ATM transactions per statement period at non-CNB locations
• FREE Check safekeeping
• No per check, per deposit fee, or per deposited item fee for transaction volume of less than 150 non-electronic items per statement period 
• Includes descriptive monthly statements  
• Wire transfer services are available
• FDIC insured

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For all business types and non-profit organizations, using a Tax ID number; non-interest bearing.

FEATURES

• No monthly service charge, if daily balance of $1,000 is maintained
• Unlimited check writing - no per check or per deposit fees
• Descriptive monthly statements  
• Returned canceled check images
• Wire transfer services available
• Permits a variety of deposits at anytime including, Bank by Mail, Night Drop, 24 hour Tele-Banking and Direct Deposit
• FDIC insured

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Interest-bearing account for small businesses

FEATURES

• Earns interest at competitive rate
• Interest calculated daily, compounded and paid monthly
• No monthly service charge, if daily balance of $1,000 is maintained
• Unlimited check writing - no per check or per deposit fees
• Descriptive monthly statements  
• Returned canceled check images
• Wire transfer services available
• Permits a variety of deposits at anytime including, Bank by Mail, Night Drop, 24 hour Tele-Banking and Direct Deposit  
• FDIC insured

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Business checking account is geared to businesses operating with a Tax ID number and high volume of transaction activity (150 or more non-ACH items per statement period). Earnings credit allowance availability; non-interest bearing account.

FEATURES

• Earnings credit allowance availability can be used to off-set service fees
• Special Cash Management options available (Account Analysis, Sweeps, ZBAs)
• Unlimited check writing privileges
• Descriptive monthly statements 
• Returned canceled check images
• Wire transfer services are available
• Business Check Card available
• Permits a variety of deposits at anytime including, Bank-by- Mail, Night Drop, 24 hour Tele-Banking, and Direct Deposit
• FDIC insured

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Tiered money market account for businesses; interest-bearing; offers limited access while earning a competitive interest rate with tiered rates; tiered rates by account balance

FEATURES

• Earns interest at competitive rates
• Interest calculated daily, compounded and paid monthly
• No service charge if a $2,500 minimum balance is maintained
• Permits a variety of deposits at anytime including, Bank by Mail, Night Drop, 24 hour Tele-Banking and Direct Deposit
• Returned canceled check images
• Withdrawals and deposits permitted on daily basis
• Wire transfer services available
• FDIC insured

TIERS

• < $1,000
• $   1,000 to    $   9,999.99
• $ 10,000 to    $ 24,999.99
• $ 25,000 to    $ 49,999.99
• $ 50,000 to    $199,999.99
• $200,000 and over

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FEATURES

• Check Card works like a check; purchases are deducted directly from business checking account
• Fast and Easy!
• Accepted out of town - at hotels, restaurants, office supply stores, gas stations, and more
• Convenient record keeping
• 24-Hour ATM access
• Safe and secure
• Option to assign different PINs and purchase limits to different employees
  

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Business savings account for all business types; interest-bearing; accessible by Teller window or ATM

FEATURES

• Earns interest at competitive rate
• Interest calculated daily, compounded and paid quarterly
• A statement of account activity is provided
• Unlimited over-the-counter transactions
• 24-hour availability: ATM, Tele-Banking, and Internet Banking
• FDIC insured

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A retirement plan designed for small business or self-employed persons to set up a retirement plan for themselves and/or qualifying employees.

BENEFITS/ADVANTAGES

• Larger amounts can be contributed to a SEP than to a Traditional or Roth IRAInterest earned at competitive rates
• Tax deduction to an employer for all contributions
• Flexible contributions; the contribution percentage may be changed annually
• Much less expensive and easier to set up and maintain for an employer than a Qualified Plan because employee maintains and controls his/her own SEP account

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Business credit card with options to meet the needs of every business size.

• Visa Business Card
• Visa Travel Card
• Visa Business Company Card

One convenient application for all business card types.  Visit any of our convenient office locations to pick up an application, or call to have an application mailed to your business!

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