v2.3.0.9
CONSOLIDATED BALANCE SHEETS (USD $)
In Thousands
Sep. 30, 2011
Jun. 30, 2011
ASSETS    
Cash on hand and noninterest-bearing deposits in other banks $ 8,115 $ 5,944
Interest-bearing deposits in other banks 13,749 7,884
Total cash and cash equivalents 21,864 13,828
Certificates of deposit in other financial institutions 3,675 4,900
Securities, available-for-sale 98,671 91,889
Federal bank and other restricted stocks, at cost 1,186 1,186
Total loans 179,901 177,551
Less allowance for loan losses (2,087) (2,101)
Net Loans 177,814 175,450
Cash surrender value of life insurance 5,462 5,411
Premises and equipment, net 4,711 4,776
Intangible assets 48 89
Other real estate owned 76 76
Accrued interest receivable and other assets 2,088 2,535
Total assets 315,595 300,140
LIABILITIES    
Non-interest bearing demand 68,670 64,657
Interest bearing demand 17,590 14,829
Savings 86,820 79,816
Time 89,274 88,944
Total deposits 262,354 248,246
Short-term borrowings 17,636 17,012
Federal Home Loan Bank advances 7,516 7,535
Accrued interest and other liabilities 2,042 2,023
Total liabilities 289,548 274,816
SHAREHOLDERS' EQUITY    
Preferred stock (no par value, 350,000 shares authorized) 0 0
Common stock (no par value, 3,500,000 shares authorized; 2,180,315 shares issued) 5,114 5,114
Retained earnings 21,342 20,881
Treasury stock, at cost (130,442 common shares) (1,659) (1,659)
Accumulated other comprehensive income 1,250 988
Total shareholders' equity 26,047 25,324
Total liabilities and shareholders' equity $ 315,595 $ 300,140