v2.4.0.6
INCOME TAXES (Details 1) (USD $)
In Thousands, unless otherwise specified
Jun. 30, 2013
Jun. 30, 2012
Deferred tax assets:    
Allowance for loan losses $ 742 $ 627
Deferred compensation 581 532
Net unrealized securities loss 8 0
Recognized loss on impairment of security 265 265
Intangibles 66 109
OREO deferred gain 16 16
Nonaccrual loan interest income 82 74
Gross deferred tax asset 1,760 1,623
Deferred tax liabilities:    
Depreciation (294) (261)
Loan fees (217) (211)
Prepaid expenses (74) (80)
FHLB stock dividends (165) (165)
Net unrealized securities gain 0 (826)
Gross deferred tax liabilities (750) (1,543)
Net deferred asset $ 1,010 $ 80