v2.4.0.6
REGULATORY MATTERS (Tables)
12 Months Ended
Jun. 30, 2013
Commitments and Contingencies Disclosure [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]
At year-end 2013 and 2012, actual Bank capital levels (in millions) and minimum required levels were as follows:
 
 
 
Actual
 
Minimum Required
For Capital
Adequacy Purposes
 
Minimum Required
To Be Well
Capitalized Under
Prompt Corrective
Action Regulations
 
 
 
Amount
 
Ratio
 
 
Amount
 
Ratio
 
 
Amount
 
Ratio
 
June 30, 2013
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Total capital (to risk weighted assets) Bank
 
$
30.5
 
 
13.0
%
 
$
18.8
 
 
8.0
%
 
$
23.4
 
 
10.0
%
Tier 1 capital (to risk weighted assets) Bank
 
 
28.0
 
 
12.0
 
 
 
9.4
 
 
4.0
 
 
 
14.1
 
 
6.0
 
Tier 1 capital (to average assets) Bank
 
 
28.0
 
 
8.1
 
 
 
13.9
 
 
4.0
 
 
 
17.4
 
 
5.0
 
June 30, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Total capital (to risk weighted assets) Bank
 
$
28.5
 
 
13.4
%
 
$
17.0
 
 
8.0
%
 
$
21.2
 
 
10.0
%
Tier 1 capital (to risk weighted assets) Bank
 
 
24.2
 
 
11.4
 
 
 
8.5
 
 
4.0
 
 
 
12.7
 
 
6.0
 
Tier 1 capital (to average assets) Bank
 
 
24.2
 
 
7.4
 
 
 
13.1
 
 
4.0
 
 
 
16.4
 
 
5.0