v2.4.0.6
CONSOLIDATED BALANCE SHEETS (USD $)
In Thousands, unless otherwise specified
Mar. 31, 2013
Jun. 30, 2012
ASSETS    
Cash on hand and noninterest-bearing deposits in financial institutions $ 7,530 $ 6,663
Federal funds sold and interest-bearing deposits in financial institutions 9,391 7,082
Total cash and cash equivalents 16,921 13,745
Certificates of deposit in other financial institutions 5,645 5,645
Securities, available-for-sale 101,630 105,335
Federal bank and other restricted stocks, at cost 1,186 1,186
Loans held for sale 192 377
Total loans 212,614 197,430
Less allowance for loan losses (2,377) (2,335)
Net loans 210,237 195,095
Cash surrender value of life insurance 5,744 5,605
Premises and equipment, net 5,738 5,752
Accrued interest receivable and other assets 2,114 2,021
Total assets 349,407 334,761
LIABILITIES    
Non-interest bearing demand 72,014 65,915
Interest bearing demand 38,587 35,055
Savings 108,214 99,041
Time 80,459 84,470
Total deposits 299,274 284,481
Short-term borrowings 12,483 13,722
Federal Home Loan Bank advances 6,389 6,446
Accrued interest and other liabilities 2,067 2,222
Total liabilities 320,213 306,871
Commitments and contingent liabilities 0 0
SHAREHOLDERS' EQUITY    
Preferred stock (no par value, 350,000 shares authorized, none outstanding) 0 0
Common stock (no par value, 3,500,000 shares authorized; 2,196,144 and 2,186,791 shares issued as of March 31, 2013 and June 30, 2012, respectively) 5,354 5,205
Retained earnings 23,986 22,740
Treasury stock, at cost (129,745 and 130,442 common shares as of March 31, 2013, 2012 and June 30, 2012, respectively) (1,650) (1,659)
Accumulated other comprehensive income 1,504 1,604
Total shareholders' equity 29,194 27,890
Total liabilities and shareholders' equity $ 349,407 $ 334,761