v2.4.0.6
CONSOLIDATED BALANCE SHEETS (USD $)
In Thousands, unless otherwise specified
Dec. 31, 2012
Jun. 30, 2012
ASSETS    
Cash on hand and noninterest-bearing deposits in financial institutions $ 7,790 $ 6,663
Federal funds sold and interest-bearing deposits in financial institutions 2,524 7,082
Total cash and cash equivalents 10,314 13,745
Certificates of deposit in other financial institutions 6,625 5,645
Securities, available-for-sale 109,478 105,335
Federal bank and other restricted stocks, at cost 1,186 1,186
Loans held for sale 310 377
Total loans 205,686 197,430
Less allowance for loan losses (2,367) (2,335)
Net loans 203,319 195,095
Cash surrender value of life insurance 5,701 5,605
Premises and equipment, net 5,781 5,752
Accrued interest receivable and other assets 1,868 2,021
Total assets 344,582 334,761
LIABILITIES    
Non-interest bearing demand 70,960 65,915
Interest bearing demand 38,317 35,055
Savings 100,424 99,041
Time 82,540 84,470
Total deposits 292,241 284,481
Short-term borrowings 14,685 13,722
Federal Home Loan Bank advances 6,408 6,446
Accrued interest and other liabilities 2,152 2,222
Total liabilities 315,486 306,871
Commitments and contingent liabilities 0 0
SHAREHOLDERS' EQUITY    
Preferred stock (no par value, 350,000 shares authorized, none outstanding) 0 0
Common stock (no par value, 3,500,000 shares authorized; 2,193,283 and 2,186,791 shares issued as of December 31, 2012 and June 30, 2012, respectively) 5,304 5,205
Retained earnings 23,607 22,740
Treasury stock, at cost (129,745 and 130,442 common shares as of December 31, 2012 and June 30, 2012, respectively) (1,650) (1,659)
Accumulated other comprehensive income 1,835 1,604
Total shareholders' equity 29,096 27,890
Total liabilities and shareholders' equity $ 344,582 $ 334,761