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CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Jun. 30, 2012
Jun. 30, 2011
Cash flows from operating activities:    
Net income $ 2,764 $ 2,248
Adjustments to reconcile net income to net cash flows from operating activities:    
Depreciation 369 382
Securities amortization and accretion, net 1,367 843
Provision for loan losses 315 435
(Gain) loss on disposition or direct write-down of other real estate owned 53 (2)
Deferred income taxes (271) 81
Gain on sale of securities (144) (71)
Impairment loss on securities 0 370
Intangible amortization 89 161
Origination of loans held for sale (377) 0
Increase in cash surrender value of life insurance (194) (182)
Change in:    
Accrued interest receivable (63) (37)
Accrued interest payable (26) (40)
Other assets and other liabilities 757 (25)
Net cash flows from operating activities 4,639 4,163
Cash flows from investing activities:    
Purchases (49,613) (49,803)
Maturities, calls and principal pay downs 21,308 15,989
Proceeds from sales of available for sale securities 14,568 5,123
Net increase in certificates of deposit with other financial institutions (745) (3,920)
Net increase in loans (19,960) (3,954)
Purchase of Bank owned life insurance 0 (431)
Acquisition of premises and equipment (1,345) (1,577)
Proceeds from sale of other real estate owned 23 27
Net cash flows from investing activities (35,764) (38,546)
Cash flows from financing activities:    
Net increase in deposit accounts 36,235 31,932
Proceeds from FHLB advances 0 1,000
Repayments of FHLB advances (1,089) (1,762)
Change in short-term borrowings (3,290) 3,926
Proceeds from dividend reinvestment and stock purchase plan 91 146
Dividends paid (905) (837)
Net cash flows from financing activities 31,042 34,405
Increase (decrease) in cash and cash equivalents (83) 22
Cash and cash equivalents, beginning of year 13,828 13,806
Cash and cash equivalents, end of year 13,745 13,828
Supplemental disclosures of cash flow information:    
Interest 1,485 1,956
Federal income taxes paid 721 830
Noncash transactions:    
Transfers from loans to repossessed assets $ 0 $ 76