v2.4.0.6
INCOME TAXES (Details 1) (USD $)
In Thousands, unless otherwise specified
Jun. 30, 2012
Jun. 30, 2011
Deferred tax assets:    
Allowance for loan losses $ 627 $ 520
Deferred compensation 532 413
Recognized loss on impairment of security 265 265
Intangibles 109 122
OREO deferred gain 16 18
Nonaccrual loan interest income 74 47
Gross deferred tax asset 1,623 1,385
Deferred tax liabilities:    
Depreciation (261) (270)
Loan fees (211) (202)
Prepaid expenses (80) (113)
FHLB stock dividends (165) (165)
Net unrealized securities gain (826) (509)
Gross deferred tax liabilities (1,543) (1,259)
Net deferred asset $ 80 $ 126