v2.4.0.6
REGULATORY MATTERS (Tables)
12 Months Ended
Jun. 30, 2012
Commitments and Contingencies Disclosure [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

At year-end 2012 and 2011, actual Bank capital levels (in millions) and minimum required levels were as follows:

   

Actual

   

Minimum Required
For Capital
Adequacy Purposes

   

Minimum Required
To Be Well
Capitalized Under
Prompt Corrective
Action Regulations

 
   

Amount

 
   

Ratio

 
   

Amount

 
   

Ratio

 
   

Amount

 
   

Ratio

 
 
June 30, 2012                                                
Total capital (to risk weighted assets)                                                
Bank   $ 28.5       13.4 %   $ 17.0       8.0 %   $ 21.2       10.0 %
Tier 1 capital (to risk weighted assets)                                                
Bank     24.2       11.4       8.5       4.0       12.7       6.0  
Tier 1 capital (to average assets)                                                
Bank     24.2       7.4       13.1       4.0       16.4       5.0  
June 30, 2011                                                
Total capital (to risk weighted assets)                                                
Bank   $ 26.3       14.0 %   $ 15.0       8.0 %   $ 18.8       10.0 %
Tier 1 capital (to risk weighted assets)                                                
Bank     22.2       11.8       7.5       4.0       11.3       6.0  
Tier 1 capital (to average assets)                                                
Bank     22.2       7.5       11.8       4.0       14.8       5.0