v2.4.0.6
CONSOLIDATED BALANCE SHEETS (USD $)
In Thousands, unless otherwise specified
Mar. 31, 2012
Jun. 30, 2011
ASSETS    
Cash on hand and noninterest-bearing deposits in other banks $ 6,041 $ 5,944
Interest-bearing deposits in other banks 14,336 7,884
Total cash and cash equivalents 20,377 13,828
Certificates of deposit in other financial institutions 3,430 4,900
Securities, available-for-sale 109,773 91,889
Federal bank and other restricted stocks, at cost 1,186 1,186
Total loans 184,075 177,551
Less allowance for loan losses (2,214) (2,101)
Net loans 181,861 175,450
Cash surrender value of life insurance 5,559 5,411
Premises and equipment, net 5,610 4,776
Intangible assets 0 89
Other real estate owned 0 76
Accrued interest receivable and other assets 1,977 2,535
Total assets 329,773 300,140
LIABILITIES    
Non-interest bearing demand 63,917 64,657
Interest bearing demand 34,047 14,829
Savings 97,791 79,816
Time 83,549 88,944
Total deposits 279,304 248,246
Short-term borrowings 14,467 17,012
Federal Home Loan Bank advances 6,477 7,535
Accrued interest and other liabilities 2,049 2,023
Total liabilities 302,297 274,816
SHAREHOLDERS' EQUITY    
Preferred stock (no par value, 350,000 shares authorized, none outstanding) 0 0
Common stock (no par value, 3,500,000 shares authorized; 2,183,493 and 2,180,315 shares issued as of March 31, 2012 and June 30, 2011, respectively) 5,156 5,114
Retained earnings 22,368 20,881
Treasury stock, at cost (130,442 common shares) (1,659) (1,659)
Accumulated other comprehensive income 1,611 988
Total shareholders' equity 27,476 25,324
Total liabilities and shareholders' equity $ 329,773 $ 300,140